Switzerland holds 11th in global pension rankings

The index, which evaluated 55 pension systems representing two-thirds of the global population, highlights a persistent gap in benefit adequacy. Although Switzerland sits above the international average with 68.4 points in this category, it ranks only 28th globally. Tobias Wolf, head of Marsh Investments and Retirement Switzerland, notes that low income replacement rates—the ratio of pension payouts to pre-retirement earnings—continue to drag down the national score.

Switzerland’s true strength lies in long-term sustainability, where it secures 10th place with 72.8 points, far outpacing the global average of 55.4. This category measures demographic resilience and economic framework stability. However, the report identifies a need for greater transparency and professionalized governance within pension institutions, where the country currently ranks 17th.

To address the mounting pressures of an aging population, the 2026 report has adjusted its methodology to evaluate pension levels at age 80 alongside retirement-age benefits. As demographic shifts threaten traditional funding models, the authors urge policymakers to adopt more flexible retirement frameworks and expand occupational pension coverage to ensure future stability.